--- title: Solar Financing Made Easy | Commercial & Residential | Harvest Solar description: Discover how our True Turn Key Service simplifies the solar process, offers financing solutions, and helps you achieve energy and financial independence. --- [Skip to main content](https://harvestsolar.com/financing#main) [![Call Us: 888-907-6527](https://no-cache.hubspot.com/cta/default/3478386/85f93958-ec9b-484d-95be-772e45efd1ab.png)](https://cta-redirect.hubspot.com/cta/redirect/3478386/85f93958-ec9b-484d-95be-772e45efd1ab)[![Request A Free Quote](https://no-cache.hubspot.com/cta/default/3478386/8e487ccf-bde3-4cfb-8e3e-079dd1eccb52.png)](https://cta-redirect.hubspot.com/cta/redirect/3478386/8e487ccf-bde3-4cfb-8e3e-079dd1eccb52) [![Harvest Logo - White-1](https://harvestsolar.com/hs-fs/hubfs/Harvest%20Logo%20-%20White-1.png?width=150&height=81&name=Harvest%20Logo%20-%20White-1.png) ![Harvest Solar Logo RGB 20190814-2](https://harvestsolar.com/hs-fs/hubfs/Harvest%20Solar%20Logo%20RGB%2020190814-2.png?width=97&height=40&name=Harvest%20Solar%20Logo%20RGB%2020190814-2.png) ![Harvest Solar Logo RGB 20190814-2](https://harvestsolar.com/hs-fs/hubfs/Harvest%20Solar%20Logo%20RGB%2020190814-2.png?width=197&height=81&name=Harvest%20Solar%20Logo%20RGB%2020190814-2.png) ![Harvest Solar Logo RGB 20190814-2](https://harvestsolar.com/hs-fs/hubfs/Harvest%20Solar%20Logo%20RGB%2020190814-2.png?width=78&height=32&name=Harvest%20Solar%20Logo%20RGB%2020190814-2.png)](https://harvestsolar.com?hsLang=en) - [Agribusiness](https://harvestsolar.com/agribusiness) - [Commercial](https://harvestsolar.com/commercial) - [EPC](https://harvestsolar.com/epc) - [BESS](https://harvestsolar.com/energy-storage) - [Case Studies](https://harvestsolar.com/case-studies) - [Careers](https://harvestsolar.com/careers) - Show submenu for More More - [Service Areas](https://harvestsolar.com/service-areas) - [Solar Made Simple](https://harvestsolar.com/solar-made-simple) - [Solar FAQ](https://harvestsolar.com/solar-faq) - [Our Story](https://harvestsolar.com/our-story) - [Leadership Team](https://harvestsolar.com/leadership-team) - [Financing](https://harvestsolar.com/financing) - [Refer a Friend](https://harvestsolar.com/refer-a-friend) - [Events](https://www.eventbrite.com/o/harvest-solar-81013914313) - [Blog](https://harvestsolar.com/blog) - [Our Work](https://harvestsolar.com/our-work) Open main navigation Close main navigation - [Agribusiness](https://harvestsolar.com/agribusiness) - [Commercial](https://harvestsolar.com/commercial) - [EPC](https://harvestsolar.com/epc) - [BESS](https://harvestsolar.com/energy-storage) - [Case Studies](https://harvestsolar.com/case-studies) - [Careers](https://harvestsolar.com/careers) - Show submenu for More More - More - [Service Areas](https://harvestsolar.com/service-areas) - [Solar Made Simple](https://harvestsolar.com/solar-made-simple) - [Solar FAQ](https://harvestsolar.com/solar-faq) - [Our Story](https://harvestsolar.com/our-story) - [Leadership Team](https://harvestsolar.com/leadership-team) - [Financing](https://harvestsolar.com/financing) - [Refer a Friend](https://harvestsolar.com/refer-a-friend) - [Events](https://www.eventbrite.com/o/harvest-solar-81013914313) - [Blog](https://harvestsolar.com/blog) - [Our Work](https://harvestsolar.com/our-work) ![](https://harvestsolar.com/hubfs/20250120_Harvest_Woodrum_Photos-24.jpg) Turnkey Solar Solution # Savings & Incentives Understand the Financial Benefits of Solar + Storage ![Efficiency-power-1](https://harvestsolar.com/hs-fs/hubfs/Efficiency-power-1.png?width=97&height=96&name=Efficiency-power-1.png) ### Lower Energy Costs Shrink your monthly bill and stop rising rates from squeezing your bottom line. ![trust-warranty-1](https://harvestsolar.com/hs-fs/hubfs/trust-warranty-1.png?width=96&height=96&name=trust-warranty-1.png) ### Incentives & Tax Benefits Put state, utility, and tax programs to work on your project cost. ![simple-easy-1](https://harvestsolar.com/hs-fs/hubfs/simple-easy-1.png?width=97&height=96&name=simple-easy-1.png) ### Long-Term ROI Savings that keep adding up for decades.    THE ONGOING FINANCIAL BENEFITS ## Lower Your Energy Costs Monthly utility bills continue to rise, putting the squeeze on your business, farm, or property. Solar and battery storage put you back in control. Every kilowatt-hour you produce is one you don't have to buy. ![A solar panel icon with a sun and flowers.](https://harvestsolar.com/hs-fs/hubfs/agribusiness.png?width=112&height=112&name=agribusiness.png) ### On-Site Solar Savings Generate your own power right where you use it. Less energy from the utility means a smaller bill, starting the day your system turns on.  ![An icon with a solar panel next to a commercial building.](https://harvestsolar.com/hs-fs/hubfs/commercial.png?width=111&height=112&name=commercial.png) ### Battery Storage Savings Demand charges are set by your highest spikes in usage. Battery storage covers those peaks, cutting demand charges and getting more value from every kW-hour you produce. ![An icon of a solar panel with gears.](https://harvestsolar.com/hs-fs/hubfs/epc.png?width=112&height=112&name=epc.png) ### Energy Rate Protection Lock in a large share of your energy costs for decades. When utility rates go up, your budget stays put.  ## Reduce Your Upfront Investment Solar costs less than you might think. State programs, utility rebates, and tax benefits can significantly reduce the cost of your solar or storage project. Our team finds the programs you qualify for and takes care of the paperwork. ![The roof of a commercial building covered in solar panels.](https://harvestsolar.com/hubfs/financing-feature.png "The roof of a commercial building covered in solar panels.") ![A solar panel icon with a sun and flowers.](https://harvestsolar.com/hs-fs/hubfs/agribusiness.png?width=112&height=112&name=agribusiness.png) ### Illinois Shines REC Payments Get paid for the clean energy your system produces. Illinois Shines purchases the Renewable Energy Credits (RECs) your solar array generates. **Eligibility:** Illinois solar projects approved through the program. Payments vary by project size and program year. ![An icon with a solar panel next to a commercial building.](https://harvestsolar.com/hs-fs/hubfs/commercial.png?width=111&height=112&name=commercial.png) ### Utility Battery Storage Rebates Add storage for less. Applicable utility programs offer rebates on battery storage paired with solar. **Eligibility:** Varies by utility, rate class, and system design. ![An icon of a solar panel with gears.](https://harvestsolar.com/hs-fs/hubfs/epc.png?width=112&height=112&name=epc.png) ### Bonus Depreciation Recover your investment faster. Bonus depreciation may allow eligible businesses to deduct a large portion of the system cost in the first year. **Eligibility:** Businesses with sufficient tax liability. Consult your tax advisor.   **How the Financial Pieces Work Together** ## Understand Your Return on Investment Solar is one of the strongest investments you can make in your operation. Here is how the pieces add up. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) PROJECT COST - The total installed cost of your solar and storage system. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) INCENTIVES & TAX BENEFITS - REC payments, rebates, and depreciation reduce what you pay. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) ONGOING ENERGY SAVINGS - Lower utility bills and monthly demand charges, month after month. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) LONG-TERM FINCANCIAL VALUE - Decades of clean power after your system pays for itself. ## **Commercial Solar Solutions Financed For Your Budget** #### Financing your solar project shouldn't be complicated. Pick the path that fits your budget, tax situation, and goals, and we will handle the rest. Own Your System or Choose a Power Purchase Agreement ## Own Your System Purchase your system up front or available financing. You receive the incentives and tax benefits directly and keep every dollar of savings. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) Pay with up front or with financing. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) Owner incentives and tax benefits to you. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) Build long-term value for your operation. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png)Your system, your asset. ## Choose a PPA Go solar without the upfront purchase. You pay only for the electricity your system produces, at an agreed rate. The system owner receives the incentives and builds their value into your rate. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) Little to no upfront cost. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) Pay a set rate for the power you use. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png) The system owner handles monitoring and maintenance. ![check-mark](https://harvestsolar.com/hs-fs/hubfs/check-mark.png?width=32&height=32&name=check-mark.png)Incentive value built for your rate. ## FAQ's **How much can I save with solar?** It depends on your energy usage, utility rates, site, and available incentives. Your free assessment includes a savings estimate built for your project. **What is the difference between owning my system and a PPA?** *Owners pay with cash or financing and receive the incentives directly. With a PPA, a third party owns the system and you pay a set rate for the power it produces, usually with little to no money down.* **Do you offer financing?** *Yes. We've partnered with some of the premier lenders in the solar market to offer traditional financing and PPAs. Financing solutions are available for all projects.* **Can I add battery storage to my project?** *Yes. Storage can be paired with a new or existing solar array to cut demand charges, and it may qualify for utility rebates.* **Do I need tax liability to benefit from solar?** *Not necessarily. Tax benefits are most valuable with tax liability to offset, but energy savings and REC payments are not tied to it. A PPA is another option if you can't use tax benefits directly.* **Which incentives will my project qualify for?** *That depends on your location, utility, project size, and ownership structure. Harvest Solar will identify every program available to you and include it in your proposal.*   Going Solar ## Get a free assessment & quote Monthly utility bills continue to rise, as the cost of energy generation increases, putting the squeeze on your business, farm, or property. You’ve considered solar as a way to boost the bottom line, but it seems complicated and expensive. We simplify that for you! ## About If you are interested in learning more about our company, our services, our solutions, and how we can work together on your journey to go solar, please[**contact us**.](https://harvestsolar.com/get-a-free-quote?hsLang=en) ### Headquarters 2218 E High Street Jackson, MI 49203 (888) 907-6527 ### Illinois 2901 Boardwalk Drive Champaign, IL 61822 (888) 907-6527 ### Connect - [Agribusiness](https://harvestsolar.com/agribusiness?hsLang=en) - [Commercial](https://harvestsolar.com/commercial?hsLang=en) - [EPC](https://harvestsolar.com/epc?hsLang=en) - [Our Work](https://harvestsolar.com/our-work?hsLang=en) - [Service Areas](https://harvestsolar.com/service-areas?hsLang=en) - [Careers](https://harvestsolar.com/careers?hsLang=en) - [Accessibility](https://harvestsolar.com/accessibility?hsLang=en)